Martin Swett portrait
Meet your broker

Martin Swett

For more than thirty-five years, Martin has helped North Coast families finance the homes they actually want — from first apartments in Arcata to family compounds in Trinidad. He started in mortgages back when applications were typed, then watched the industry change every few years since. What hasn’t changed is how he runs his shop: one client at a time, with the patience most lenders lost two decades ago.

When he’s not closing loans, you’ll usually find him out with a camera somewhere along the coast or up under the redwoods. He runs a small photography journal here on the site if you’d like to see what he’s been making.

How I Work

Four things I won’t compromise on

Honesty

If the numbers don't work, I'll tell you. If they do, I'll show you exactly why.

Patience

Mortgages aren't impulse buys. I'll spend as much time as you need on the phone.

Local

I live here. I know the inspectors, the appraisers, and the neighborhoods.

Discretion

Your finances are private. They stay that way.

Kind words

From past clients

Good fortune awaits those lucky enough to work with Martin Swett. His deep appreciation for Humboldt County and its people make him the mortgage broker of choice for locals. A talented problem solver, Martin is whip-smart, thoughtful, and a great listener. With decades of successful mortgages under his belt, Martin is a pro. You just can't do better.

Christel Collins

There are no words that adequately describe how great Martin is, as a person and for what he knows and does for his clients. Martin has guided me on the three houses I have purchased in the last two years. I can honestly say that I seriously doubt these deals would have closed without his creative way of making the systems work. Thank you Martin. You are the BEST.

Ella Pfeiffer

Martin's expertise showed through each step of our home buying process. Martin is personable and responds quickly with knowledgeable answers and solutions.

Cara Rasmussen, DR Electric

Martin Swett is the most engaged person I have met in the loan industry. He sees his clients as people with current dreams that he can help make a future reality.

Devva Kasnitz, PhD
The Swett Equity storefront